Reply to Hating the TSP -- opinions on how to invest?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]To those with $300k and over in less than 20 years, what funds have you been investing in and what allocation? I'm at 13 years now and just under $200k...thought I was doing ok, but I guess not! I was not maxing out (close, but not all the way) but just went to the max this year...and allocated most of my contributions to the S fund from now on. Thoughts?[/quote]

[b]I have 380 K in 9 years.[/b] I have been investing the max (limit for 2015 is 18,000). I started out chasing returns (adjusting my allocation periodically) -- not a good strategy. It kept me from maximizing my returns.  I plan to keep mine in all domestic stocks. Right now I'm 80% C and 20% S.

Like others, I think TSP is the best, because of its efficiency and low fees. [/quote]

Did you have roll over? Is it even possible to get 380 in 9 years? [/quote]

PP here. No rollover. Just did the max contribution (plus matching ) with aggressive investments (all stocks for the most part). [/quote]

It's totally possible.  After just 5 years of maxing out (plus 5% match), I'm at $160K (and totally passive investing on my part) (no rollover).  [/quote]

I think 380k in 9 years (started in 06?) is really impressive. Mainly due to the fact 08-09 market crash was in the middle of PP's investment period when a lot of Feds lost 1/3 or more of their nest eggs. Even in 09, people were still scared to jump back in. So, maybe PP timed it perfectly - pull out of stock funds (or didn't have much to lose) and when to jump back in full speed.

Excellent return.

[/quote]

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