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Reply to "Anyone at $330K HHI have a mortgage that is $4900/month (37% of net pay / 17% of gross)?"
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[quote=Anonymous]We are close to that - but for different reasons. We have a 15 year mortgage so that we will have significant financial flexibility upon retirement. We also need to save for college for our 3 children. We live pretty frugally - but there are months we feel really stretched - like when all of the bills for paying for camp hits in addition to the car breaking down. For this we have emergency reserves - but always prefer to pay bills out of our income as opposed to tapping savings. If I was in your family's situation, I would spend the next 4 months living as if you were paying that type of mortgage. It might seem like a long time - but it a whole lot shorter than 30 years in a house you can not afford.[/quote]
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