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Money and Finances
Reply to ""maxing out" TSP, 401, etc."
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[quote=Anonymous]Agree with PP. Raising happy, healthy children can be just as rewarding as saving gobs of money. I'd argue that keeping up with toddlers in your 50s could be tougher for some than catching up on retirement later in life. If you can't max a 401k, contribute as much as you can and don't sweat it. But having the available space in your budget to fund a 401k, but still not doing it is silly. There's way too much 401k misinformation out there unfortunately. I was told on my first day of my current job "This is your 401k, put money into it" and that was it. It took finding bogleheads forums to finally help put all the pieces together for me that made actual sense. To hear my co-workers brag about their continuously revolving 401k loans as "free money" now makes me cringe a little.[/quote]
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