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Eldercare
Reply to "50 and over. Have you paid off your house?"
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[quote=Anonymous][quote=Anonymous]No way, man. $2,000/month payment on a 3.625% loan that's about 35% the value of our home? Happy to keep taking the tax deduction and to have liquidity. [/quote] Exactly. Our LTV (loan to value) is about 30%... My money's earning far more than that invested elsewhere and we have ready cash available to pay it off tomorrow if we want, without touching anything we'll need in the long run. When the markets were down I was prepaying the mortgage some (guaranteed 4.875% return then before we refin'd @ 3.625%) but I stopped that a couple of years ago. [/quote]
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