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Reply to "Ok I know I don't have a right to live in my moms house...but..."
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[quote=Anonymous]Before you sell, have a realtor give you list of the fees that will be required for you to sell your house and a list of the fees and refinance charges/closing costs for you to buy another house. Realtor's charge 6% of the sale price of the house, plus buyer frequently ask for help with the closing costs. Sometimes, it it cheaper to put that money into the house and fix it up the way you want. There is capital gains tax on the profit of the sale of your house, but that doesn't kick in until $250k for a single person or $500k for a married couple. Also, keep in mind that all houses have maintenance projects and costs and bugs.- even condos, townhouses and new houses. Before you sell, learn how to live within your means (below is better) and not rely on credit. Get your spending under control. Otherwise, you will find yourself in the same position in the new house and be able to bail yourself out with your house equity. [/quote]
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