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Reply to "How Much House Can We Afford? HHI 215K"
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[quote=Anonymous]Think about when you want to have kids and set a plan to be in a house around that time. Take a year or two to really save aggressively and start finding the neighborhoods you want to live in, that way you can watch those neighborhoods closely and be able to act quickly when your house comes up. Cut everything out that you don't need now and try and live as cheaply as you can off one income (or less), save the other. In two years you should be able to have another 100-150k, which would give you a 200k down payment. That would give you options. If you want a sfh I would not buy a th as a starter - no idea where the market will go and no reason to lose the commission in a few years when you try to move up. Find something that will do for 10 years at least. [/quote]
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