Reply to Family of Four on 90k - An Upper Middle Class Existence

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[quote=Anonymous]OP, it sounds like you made some good financial decisions, but you also had timing on your side.  I was still in high school when your DH bought his first place.  Now that I'm old enough to buy my first home, prices have already gone up a lot.  I literally paid more than double for my house in 2013 than the prior owners paid in 2003.  It is depressing trying to become a first time homeowner.

Oh and I'm pregnant with my first.  Daycare around me costs close to 2k for infants.  I checked with a licensed in-home daycare and it is $1,400/month.  Staying home isn't an option because DH and I both have some graduate school loans (though thankfully not a ton like some of our friends).

Since I plan to keep working, home schooling is not an option.  We had to pay for a neighborhood with good public schools in NoVa.  And we couldn't move super far out because two people spending a ton of time commuting to ther jobs = no one around to make dinner, do daycare pickup/drop off etc.

I think it is truly great that you're making it work on 90k and I agree some of the people who complain about struggling on 500k a year are obnoxious.  But your situation is apples and oranges to families who are younger than you and need to live close-in for job reasons and want good school districts.[/quote]

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