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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I don't think you're taking into account how you'll feel after the fourth sleepless night in a row while working full time, and then coming home to two small children having temper tantrums and a messy house. THAT will be the moment when you want to first start cooking dinner? Sorry, OP, but you'll want to order take-out on those nights. [/quote]

+1 million

$20 co-pays for kids sick visits IF you can get a doctor to see you x 6 per year  (initial visit & follow-up, referral to specialist) 
$40 for emergency urgent call centers when you can't get to docs x 6 per year  
$50 for parking fees at doctors offices for above 
$200 in lunches & snacks out when running around with kid
$200 per kid for field trips, PTA dues, etc  
$300 per kid for clothes per year (you don't always get EVERYTHING hand-me-down, ie snow boots that fit, winter parkas, etc) 
$200 per year for dental care for kids until time for ortho...ha, ha, ha...then it is
$2000 minimum .... 
......

This is just a beginning.... [/quote]

Don't forget the $400 hospital bill (after insurance) for stitches for your three year old's arm.

[b]But, I applaud OP's efforts - more people should live like this[/b].[/quote]

Yes.  Think about how much further ahead she'll be if and when she does have a higher income and still lives frugally.  [/quote]

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