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Reply to "Anyone at $330K HHI have a mortgage that is $4900/month (37% of net pay / 17% of gross)?"
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[quote=Anonymous][quote=Anonymous]OP here. The credit card debt pre-dates my return to the full-time work force in 2013. We're still chipping away at it.[/quote] Still chipping away ? You have gotten 24k from grandparents most years , even while working part time , has continued while you are now back to work full time That means you continue to live above your means if you have credit card debt plus little savings . Retirement is typically money you out away from your paycheck and is easier to discipline. You are spending every penny you have now and don't even have a few hundred dollars extra to allocate per month to your current debt[/quote]
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