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Reply to "Merging finances - how much to contribute to the joint account?"
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[quote=Anonymous][quote=Anonymous]I'd be curious to know how old people were when they got married and then whether they do joint or combined finances. We do 100% joint, but we have been together since we were 20 and barely had two nickles to rub together. At first we needed every penny that either of us earned just to keep the lights on! I certainly don't judge people that do things more separately, it just never worked out that way for us. [/quote] I agree, I think age and your financial situation when you get married make a difference in how you approach this. DH & I got married straight out of grad school, so neither of us had much at the time. Our combined net worth was negative. In theory, we've agreed to the idea of us each having a small pot of money on the side for little things - we're still open to the idea, but just haven't gotten around to setting it up now that we actually have a little extra to do that. One of my coworkers just got married in her 40s, they both already were home owners, had investments, retirement accounts, etc. They're not fully merging and I can see why. [/quote]
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