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Reply to "Merging finances - how much to contribute to the joint account?"
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[quote=Anonymous][quote=Anonymous]My husband and I are planning to combine most of our finances before our first child is born. I plan to set up a joint checking account and a joint credit card, and use those for all household, vacation and child-related expenses. We will still keep our respective individual accounts but pour the majority of our money into the joint account. For families doing it this way - how much of your respective incomes do you contribute? 75%? 80%? 85% Maybe irrelevant, but our HHI will probably about $170K this year, and while I am salaried, he is self-employed, so his income is not monthly.[/quote] One of us makes a lot more than the other, but we each put 50% into the joint account which covers all of our bills. If we decide to make a large purchase, go on vacation, etc. and the accout gets low, we'll put in an equal set amount. No kids yet though. I assume that once we have one, we will put in a larger percentage. [/quote]
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