Reply to Car for teenager

Forum Index » Elementary School-Aged Kids

Reply to "Car for teenager"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP, we just insured our 16yo DS on a 2005 Honda CRV. What we found is insurance on a new car is outrageously expensive. It didn't seem to matter much about the make/model as it did the fact that the car was 2013 or 14 model. I would say let your kid have the old BMW to learn on. The insurance will be affordable, they're built to last and fact of the matter is, it will likely take a few dings and dents. I think saving the old car for the kids to learn on is a smart move.[/quote]

We did not find this at all. Our insurance agent told us it was actually more expensive to insure a teenager on an older car because they are many fewer safety features than on a new car. New cars have tons of airbags, better cage protection in the drivers seat, anti lock brakes and stability control if you have an SUV. She said no later than 3 years out for an older car. Teh insurance goes up dramatically when they have their own car vs sharing 2 cars bet three drivers. We found Geico was much more reasonable than our old insurance which was Nationwide.

http://www.iihs.org/iihs/brochures/shopping-for-a-safer-car

http://www.iihs.org/iihs/brochures/beginning-teen-drivers

"Choose vehicles with safety in mind. Teens should drive vehicles that reduce their chances of crashing in the first place and then protect them from injury in case they do crash. For example, small cars don't offer the best protection in a collision compared with larger vehicles. Avoid high-horsepower models that might encourage teens to speed. Look for vehicles that earn good crash test ratings and have the latest safety technology. This includes side airbags to protect people's heads in crashes (standard on most 2008 and later models) and electronic stability control to avoid crashes (standard on 2012 and later models). See our ratings for more information."

For small cars, the only ones rated f or a TSP+ is the 2014 Honda Civic 4 door, 2014 Mazda 3 and the 2014 Toyota Prius, For Small SUV's, the 2014 Mazda CX-5
Applies only to optional front crash prevention models and aapplies only to vehicles built after October 2013, 2014 Mitsubishi Outlander, Applies only to optional front crash prevention models, the 2014 Nissan Rogue, Applies only to optional front crash prevention models, and 2014 Subaru Forester Applies only to optional front crash prevention models.

Safety was our number one concern when getting a car for our teenager. You can check out all the cars and ratings here:

http://www.iihs.org/iihs/ratings

Good Luck
[/quote]
We have USAA and our rate to insure a 16yo boy 2013 or 2014 Subaru Impreza, Forester or Outback, Honda Civic or Accord or Mazda 3 was around $2500 per year. For the heck of it, I asked about insuring a 'riskier' vehicle... 2013 Camaro or Wrangler and the cost was around $2700 per year. We insured the CRV for $600 per year for full coverage. The CRV has antilock brakes, ESC and airbags and DS is listed on the insurance as the primary driver. The USAA agent said it was the year of the vehicle that was driving up the cost. BTW, we live in another state so maybe that makes a difference between your experience and mine.[/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics