Reply to merging money when you become a family

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I cannot imagine not  having 100% joint finances with my husbands. Bills come out of joint account. Paychecks going into joint checking/savings. We need something, we buy it. If its super expensive, we discuss it.

Why make it complicated? I don't think I could be married to a man to didn't trust me to be financially responsible, or if I couldn't trust him to be.[/quote]

Why are you drawing the conclusion that separate bank accounts (left over from our separate, pre-marriage lives) = lack of trust? You trust each other or you don't. My husband and I have talked extensively about our financial philosophies; we are on the same page, we just haven't needed to merge things until now. [/quote]

We all come into marriage with existing accounts, I think. We're not child brides.

I link it to trust, because non-joint finance couples -- like 15:33 -- always say (or suggest) that they keep their finances separate so they can spend "their own money" any way they like. As if joint accounts means you now have to get permission every time you want to buy lunch or a new blouse or whatever. Or they want to keep the cost of certain items a secret from their spouse.

To me, the only explanation for having separate accounts is to "protect what's mine" -- which suggests you don't trust your partner.
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