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[quote=Anonymous]OP here - Thanks for the many responses. I wanted to post the budget to see if my ratios were out of the acceptable ranges. I feel like I'm saving an adequate amount of money but those of you suggesting I could save more are correct. I posted earlier that I currently have $215k saved so far. $50k I consider emergency funds. I will increase this amount substantially as I make more money because I won't forever move up in living costs. I'm guilty of liking nice clothes (a few good things per month), great quality meat and produce, and my personal training sessions. I tried for a long time to lose weight and get in shape without it but I failed over and over again. I hit my targets with the help of PT and don't want to let it go considering that its a small investment in my physical and mental health. I will more than likely look to bring my projected housing expense down to $2k-$2.5k per month so I can put away more money. As it stands now, and I know it sounds a bit sad to some, but I don't have any plans to buy a home or have children so I don't always relate to the extreme savers who are projecting the expense of those things. Perhaps one day when I'm a bit more settled into my life I'll decide having a permanent home is important to me or that children are necessary. I've been working for myself since 19 with no signs of slowing down. Saving/investing $4000 out of $10,000 seems like what many posters are suggesting I do, correct?[/quote]
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