Reply to Saving for retirement when you don't plan to retire?

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[quote=Anonymous][quote=Anonymous]Why so snarky? Most people don't save *enough* for their old age. You have no idea what kind of health you'll be in, or your spouse, or your children. Some people are forced to take time off from working to care for a child or other relative. Many people plan to work for a lot longer than they actually are able to. Cancer, injury, disability, disease can all make it impossible to carry on working. Then what?

I've known a LOT of old people, some indigent and some wealthy, some completely with it, and some completely demented. NOBODY has said, wow, I wish I had saved less for retirement, and there are many, many who wish they had planned better. Having money at the end is a big, big help.[/quote]

OP here. The snarky messages don't belong to me.

I understand making sure I'll be able to afford health care. I believe in great insurance and have savings to take care of medical issues. It seems like so many talk about retirement as a goal and save for it as though it is their lifelong dream but if you aren't planning to need money beyond healthcare and incidentals, why continue saving money? It may be entire naive but I think its worth discussing.[/quote]

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