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Reply to "At what point would a $6000 monthly mortgage make sense?"
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[quote=Anonymous][quote=Anonymous]I really don't understand where everyone spends all their money. I'm the poster with the $6.5K mtg payment on a normal income and it is fine. I pay about $3K/month to principal, which is damn nice. moving sucks. Your kids change schools and may lose friends. That is stressful. You lose neighbors that you might like. The costs of moving are huge. Realtor commissions, recordation and transfer taxes, capital gains, moving expenses, etc. Monsters.[/quote] Much depends on childcare. We spend $4,000 a month for 2 kids. Once that expense is gone it'll be like getting a $75,000 a year raise. Summer camps will eat away a bit at that but not that much. Our take home is basically 12k,currently spent as Follows: 4k daycare 2k mortgage 1k food 1k electricity, cell phone, gas etc $500 property tax 1k into savings $500 car insurance, home insurance, life insurance Take away the $4k for the daycare and we'd be sitting pretty. [/quote]
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