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Money and Finances
Reply to "I need to cash out my 401k"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]The thermostat is set at 72 degrees. I pay for electricity and gas and yes it is high. The $400 in credit card expenses is what I pay monthly to decrease the $7k balance ( not extra spending)[/quote] I agree, you could lower the temp 4 degrees at least. OP could you cut enough costs to increase your cc pay-down to $600/mo? If you did, how much would you save on interest? When K starts, how much more will you be able to increase your payment? Have you crunched these numbers? [/quote]
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