Reply to I need to cash out my 401k

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]don't give up.  I worked thru my credit card which was similar to yours and expenses-before I made cuts-similar to yours as a single mother with 2 kids (3years and a baby).  I wanted to make sure I never got into the situation again so I worked thru my debt without pulling out my 401K or getting into more credit card debt.  
It started out slow but then it started getting easier when I lived on less and stuck to my wants and not my needs/desires.

You can do it, don't give up..work thru it on your income and not a quick fix.[/quote]

How did you do it? Sometimes I just feel like giving up, I feel like I'm working for nothing. Went to school, got my masters and still living paycheck to paycheck[/quote]

Searched for ways to cut back and put them into practice.  Only brought my kids clothes-when they needed something-from 2nd hand stores..not the consignment shop, thirft store.  Cut back on my food bill. Only did free stuff,  with my kids.  Prayed.

This is also when I started listening to Dave Ramsey.

I know the feeling.  But, don't give up.  Work thru it.  [/quote]

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