Reply to Ever wonder how others afford their lifestyle?

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[quote=Anonymous][quote=Anonymous]My contractor, plumber and handyman all have beach houses or lake houses (I don't). I think self employed folks or business owners who deal in cash often do better than the white collar professionals. [/quote]

There is absolutely truth in this.  DH works for himself.  Working for oneself, in and of itself, is one of the hardest things to do if you are relying on that as your sole income.  You can NOT spend money freely and/or at your whim.  That is not reality.

We are baffled by other couples who order the highest cost items on the menu and (to top it off) the expensive wine (more than one or two, usually), buy expensive clothes, and have expensive habits in general.  We have no mortgages, no car notes, are very frugal about every day things.

I tend to be the better investor, though we both have a talent for it.  Believe me, it is NOT luck, you have to know what you are doing.  People like to believe it is luck, it makes them feel better, I suppose.  People ask me for investment advice all the time, but it is not so easily explained.  Part of it is being independent for the amount of time in my life thus far, my parents paid for nothing (ever), and I was certainly never coddled.  I think so many parts of this are foreign concepts to most.

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