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Reply to "Mortgage Payment on 200K salary?"
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[quote=Anonymous]The only way to really answer these questions is to put together a budget. We currently make a little less (about 175k) with three kids. I stay at home right now so childcare expenses are minimal. We always pay cash for cars, so no car payment. Since we now also eat out a lot less than we used to, I find we are "accidentally" saving a lot more money than we expected. We pay 3600 in PITI, and we are in no way financially stretched. We max out 401k for the husband, IRA for me, and still save close to 30k a year on top of that. We don't go to Paris every weekend, but we do vacation, and college for the kids is already funded thanks to some really aggressive saving when we were both making a lot of money in the private sector. I would encourage OP to download Mint or something similar and just track expenses for a while.[/quote]
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