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[quote=Anonymous][quote=Anonymous]What these prices have done is caused everyone to delay all the big milestones in life. A student graduates from an expensive college with loan. Needs to work to pay off loans. Delays marriage/kids. Has kids later. Maybe needs to pay for IVF and needs to buy an overpriced house. Works to save a giant mortgage. Delays saving for college. Now needs to come up with $$$$ for college. Delays saving for retirement. Health care prices now through the roof. Has to work a long time to pay for all this. Maybe until they are 80. Something needs to change or people will be having kids when they are 50 and will never retire.[/quote]

I think you exaggerate the current situation (although perhaps not the future). Most parents of today's rising college students faced far lower tuition costs when they were younger. I attended a top-rated state school and graduated with student loan debt of $7500. My loan payments were less than $100/month. They had no impact on my lifestyle or decision making whatsoever. My DH had no student loans. I married at 24, went to grad school, bought a house before I was 30. I delayed kids a bit because I wanted to, not because of money concerns. We bought a house at a relatively low point in the market. Our big budget killers were our choices of career (civil servants; I could have made much more money over the course of my career in the private sector, although DH likely could not) and daycare. But we have saved diligently for retirement and will have decent pensions.

So things have been good for us, and I would like to make sure my kids don't face the scenario you've laid out. The only way I can see to ensure that is to pay cash for college and avoid burdening them with debt (and be open to them living with us for a time after college while they find a job and get on their feet). The only sure way we can pay cash for college is to send the kids in-state. Happily, I have no qualms or concerns about doing that. I consider us among the lucky ones.[/quote]

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