Reply to Do we need umbrella insurance?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]It's way cheaper than you probably think. I pay $100-150 a year. I can't remember the limit but I know it's at least $1M. Totally worth it. [/quote]

Ours is $158/year for $1M from Geico.[/quote]
That rate seem awesome (and low) to me.  We have a Geico umbrella, just increased it to $5M, and I think we pay about $1250 (and I thought we paid just under $1000 when our coverage was $1M).  [/quote]

That is really expensive. My $5M policy is $600/yr through allstate[/quote]
I just got renewal papers for our $5M/$1400per year coverage from GEICO and trying to figure out if this is reasonable.  We've had GEICO for 20 years, they insure our house and 4 cars with 3 age 16-21 yr old drivers (including an expensive auto claim from one of our "youthful operators").  I'm guessing the 16-21 year olds can more than double the rate (as they did with the car insurance we carry)? Anyone else with teens who could confirm this?  Thanks. [/quote]

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