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Money and Finances
Reply to "Being jerked around by a collections agent"
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[quote=Anonymous]Just call them every day. Tell them "I have $X and no more than that. Would you like $X?" If they yell, hang up. Call back the next day. Stay calm, no reason to get freaked out. If they want to sue you it'll take months. Just keep telling them "Here's how much I have. If you want some money, you'll take it. If not, I'll you again tomorrow." When they take your offer, which they WILL (once they see that they can't rile you up), get it in writing - email or snail mail are both fine. DO NOT LET THEM HAVE ACCESS TO YOUR CHECKING ACCOUNT. Send them a cashier's check with a copy of their written agreement stapled to it. Keep a copy for yourself FOREVER. You don't need a lawyer to deal with something so simple. Stay calm, make offers, call back, bide your time. Good luck.[/quote]
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