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Reply to "Help me explain this to my husband"
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[quote=Anonymous][quote=Anonymous]Hi- I'm the OP. Here are more details- We bought it in 2008 knowing that over the years we could grow into it and make it ours. [/quote] Did you budget for upkeep and renovations when you bought? [quote] It's the smallest and least updated home on our street. [/quote] This isn't really relevant to whether or not you can afford a 100k update. In fact, this makes me think you just want to "keep up with the Joneses." [quote] The contractor we met with said that most people take loans for this type of work. [/quote] Of course he said that. He's selling his services. You have no mortgage, no daycare expenses and have a 130HHI, but you can't pay for home renovations without a loan? What are you spending your money on? [/quote]
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