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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Dh and I have always been around 820+ since we met in our mid-20s. Huge source of pride and we are competitive about it....somebody always ends up one point or so above the other. I'd never get involved with somebody with bad credit.[/quote] That's impressive. Usually someone in their mid 20s doesn't have enough credit history to break the 800s. Mine bounces around between the high 700s and low 800s depending on when in the month it is and how recently we've paid off that month's credit card balance. We've always qualified for the best rates on loans, etc though, so I'm not at all concerned about it. [/quote] Yeah I don't get this either - 820 in your mid-20s? Please share your secret. I'm in my mid-late 20s and even with no missed payments, low debt, decent limits, etc. I can't break 800. I just don't have the history since I didn't get my first credit card until I was 22. [/quote]
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