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Reply to "Why save for retirement if medicaid will cover your costs!?!?"
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[quote=Anonymous]I worked for a company that owned assisted living facilities. Some states have state-run homes that are medicaid-funded. They are rarely the nicer facilities. The nicer places generally have a 2 or 3-year spend-down requirement before they will let you in. So you have to be able to pay their fees for 2 or 3 years (at $5K/month/person) before they'll accept medicaid for you. And when you do become a medicaid patient, they're getting less money per month, so you will likely be forced to share a room with a stranger. Not so bad if you're used to roommates, but something to consider.[/quote]
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