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[quote=Anonymous][quote=Anonymous][quote=Anonymous]EXACTLY -- LISTEN TO THIS PEOPLE.
The danger of calling these jokers back is -- you are already in a panic  -- and you accidently and inadvertently acknowledge a debt that is not yours -- you have just successfully screwed yourself![/quote]

No, this is just nonsense. If you don't owe the debt, you can't suddenly make yourself liable for it by "acknowledg[ing]" it on the telephone. And if you do owe the debt, you can't make it go away by not responding to their calls. Again, it is not process serving. You either owe the debt or you don't, and they can either collect it or they can't. The only quasi-exception to this is that you can DELAY collection by requesting specific information in writing.  But of course you can't make that request by refusing all contact with them.[/quote]
You are right -- I should have said -- you do not want to reset the clock on a debt that someone can no longer collect on -- should have phrased it differently:
"...state laws limit the amount of time debt collectors can chase you to pay debts or force collections through judgments and garnishments, some consumer mistakes can restart that clock.

Among them: acknowledging a debt, making a partial payment or ignoring a notice that a creditor is about to sue on an old debt."[/quote]

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