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Reply to "What monthly PITI would you be comfortable with?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I would think that $2700-2800 would be the max. We make a bit more ($13,500/mo net and have a couple more kids too) and, all in, we pay $2500 for our mortgage. It allows us enough flexibility to not worry about money. We do pay for daycare ($1100/mo) We also save for cars when these crap out on us, max out all retirement accounts, save in 529 plans, not worry about eating out once in awhile, pay for kids extracurriculars and summer camp, and go on a small vacation once a year. I consider all of the above pretty standard for middle class folks in this area and we still feel like we could be saving more. I wouldn't want to pay any more towards my mortgage.[/quote] It must be real tough living on $11,000 in take home pay :roll: You spend 132K per year on incidentals and bills? Give me a break. You're being extremely conservative. [/quote] and you sound extremely jealous. I congratulate the PP for choosing to have a small mortgage and not worry about whether or not she can afford summer camp.[/quote]
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