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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I live in the hood in an apartment the size of a cardboard box with no washing machine. I am 37 with $20k in a 401k.  I am so far behind...if you are close to 40 with no savings...you are going to be fucked or work until you die or your mind goes...whichever comes first.  There has to be more to life than living check to check at 40!  I will figure it out, but trust me...anyone who is like I need the perspective...I think you need perspective unless your house is paid off or you bought something in the 90's or you are maxing out your 401k...70k is great for a single person with no kids in their 20's.  No one probably has a clue just how much you pay in medical expenses after you get Medicare.  Ha! I live this shit everyday with my family! My grandmother had $700k in her bank account...after gramps died and she lost his income...in 6 years she has $400 left.  Now she needs round the clock medical care.  [/quote]

I had $0 in retirement accounts at the age of 39 when I got the first full-time job I ever had in my life. Seventeen years later (I am now 56) I have over $700,000 in retirement accounts. I expect to have $1.5 million by the time I am 65. Just because you are getting a late start doesn't mean it can't be done. [/quote]

How did you do this? Congratulations![/quote]

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