Reply to Is it completely stupid to pay off our mortgage?

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Reply to "Is it completely stupid to pay off our mortgage?"

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[quote=Anonymous]OP here.

Thanks for the information everyone.

I guess part of the reason why we haven't invested is because we don't feel like we have time to really learn the stuff well, and we don't feel comfortable just trusting an advisor.

We are busy working, with young kids not even in elem yet. we use a cleaning person once in 6 weeks, and do the rest ourselves. we shop at asian farmers markets. we do our own yardwork, drive priuses. try our best to keep our home maintained ourselves. We bought a small home in 2008 in a good area (but still big enough for us), in a good school district, and don't intend to move until we have to (which we prob won't have to because spouse is a fed). We like the neighborhood and the community.

All of this to say is that we are kinda frugal do-it-yourself people...i just don't think we can trust an adviser.

It seems like to invest intelligently - you have to read massive amounts - forbes, motley fool, bogleheads, and we seem to be seriously strapped for time.

if you do it on your own, how much reading did you do? how much time do you spend, monthly, on your investments/strategy?

Honestly, every time we think about it we just get overwhelmed. But I get that it makes more sense to invest than pay down our mortgage. [/quote]

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