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Reply to "DH 401K Maxed Out, What about me?"
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[quote=Anonymous]A SEP-IRA is much simpler than a solo 401(k) but can have lower contribution limits (for the SEP it is 25% of income or $51000 whichever is less, for the solo 401k it is a combination of "employee" and "employer" contributions, which have different limits but also have a max potential of $51000). But both a SEP and solo 401k are meant for self-employed people, not employees, so you'd have to decide if you are ok treating yourself as self-employed.[/quote]
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