Reply to How does your family survive making under 200k hhi

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[quote=Anonymous][quote]Wrong, wrong and wrong. I'm raising three kids on one income with the income you describe. We own our own home on the Hill so we have good school choices. I'm SAHM, so we carry NO credit card debt because it's too expensive. Yes, we only need one six-year-old car because DH walks to work, but when I return after the kids get older, I'll probably take metro. No we don't go out very often, and then we split the entree to save $$ and calories. He's a fed, so we have health insurance, a good retirement and a couple of car (not airplane) vacations yearly. Our veggies are frozen, fresh or organic, depending on our moods. Our parents are elderly, so I help ILs, rather than vice versa. They're not available for babysitting, as they're octogenarians, but since I stay at home, I can help out.

I never shop at thrift stores, although I do watch for specials at Macy's. I don't have time to clip coupons, but that's not a bad idea if you have the time.

We'd rent out the basement, but right now we're loaning the space to a friend in need. Perhaps when he's on his feet, that'll be a source of more income. When the kids are all old enough for middle school, I'll return to work and then we'll get closer to $200K. However, I love our lives now. The kids are cute, the schools are good, the museums are close. I may not take the family to Europe every summer, but I'm pretty lucky.

Here's my take: there are people who just lost long term unemployment benefits out there. They have real problems. DH and I have to tighten our belts to cover overspending during Xmas and to pay for a few new appliances, but we're lucky in love, so we'll be fine.

It's all in the way you look at life.[/quote]

Dude, I didn't mean that people did ALL of those things.  Since you are a SAH mom, you have no daycare expenses.  I said that if people do have daycare expenses, they rely on family for help (if not there is no need).  I meant that people do some of those things, depending on their income.  You also have only one old car, and don't take vacations that involve flying--things I mentioned.  I don't mean to say that everyone is maxing out their credit card or foregoing health insurance, but some people "get by" doing these things that people on the board think are abhorrent.  My in-laws raised kids, admittedly on a much lower cost of living area, on what, adjusted for inflation would be a bit less than 50K per year, so I'm just noting how they did it.[/quote]

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