Reply to lifestyle for $500K HHI

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[quote=Anonymous]This is our HHI without factoring in investment income which isn't substantial at the moment.  DH works, I SAH so no childcare costs.  Private school for two kids. Two cars both paid for.  All student loans paid in full.  Have 50% equity in our home worth around $1 million.  No credit card debt.  Basically we paid off everything except all of mortgage before we had kids, and we needed IVF to do that, 100% out of pocket so we saved for that to pay in full as well.

Kids do very few camps bc we travel about a month over the summer.   We are lucky to have family with homes in beaches and nice vacation areas so we rarely pay for hotel when we travel.  We reciprocate or pay it forward but always offering or opening our home to friends and family who travel here.  DH has annual conferences on nice locations  we often tag along to make a vacation to take advantage of free hotel and his free airfare.

Retirement funds always maxed.  Have separate investment funds also well funded.

We eat out maybe once or twice a weekend, otherwise I cook the meals and we eat at home.  DH and I go out a few times a month requiring a sitter.  We don't have too many clothes but what we have are much but I'm not afraid or ashamed to buy from old navy or target either.  Our house is nice but not nicest on the block.  We do splurge on art, in particular paintings, which are worth a substantial fortune.  Our home is also decorated with ikea, goodwill, a few things that we saw discarded on the curb, reproductions, customs and some$20,000+ pieces.

We do not belong to a CC but that is by choice, we aren't golfers or tennis players.

We both have trust funds and so do the kids set up by our parents, respectively.  We doNt touch that money.  We are pretty fiscally conservative.  [/quote]

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