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Reply to "Do we need umbrella insurance?"
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[quote=Anonymous][quote=Anonymous]You want at least a million umbrella policy that you can get for $300 per year or so. At the same time you may be able to reduce auto liability coverage, since some is now under the newly-purchased umbrella, saving some money. I have 2 million for $400 a year. The incremental premium above for a 1 million policy is not that great. [/quote] I would still keep auto liability high. I do 1mm fir that plus another 1mm umbrella. Note that to get the umbrella, most companies are going to require you insure your house and cars through them. Mist people use 1 ins co anyway, but just calling that out in case you don't. [/quote]
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