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Reply to "How much has your mortgage payment increased due to escrow? "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Virtually all lenders will waive the escrow requirement and you can pay directly. I would never allow my lender to escrow and keep my money for a year.[/quote] They usually charge you a higher rate to do this since the loan just became riskier.[/quote] They haven't yet.[/quote] They did when you took the loan, dimwit. You paid an eighth to a quarter point over what you might have paid if you'd let them escrow. This is how it works.[/quote]
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