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Reply to "How much has your mortgage payment increased due to escrow? "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]We never have had an escrow. We initially put 20% down, so it wasn't required. [/quote] That makes no sense. Either your mortgage company pays your property taxes and homeowner's insurance or it doesn't. It has nothing to do with how much you put down.[/quote] Many mortgage companies will not let you opt out of escrow unless there is at least 20% equity in the house.[/quote]
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