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Money and Finances
Reply to "Help Cutting Expenses"
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[quote=Anonymous]Cut out fast food and starbucks completely. Trim money from the other accounts as much as possible. See if you can cut back on cell phone plans. Buy your kids toys at thrift stores. Stretch out haircuts and get them at cheap places. Stop buying clothes unless it's absolutely critical. Make sure your cars are properly tuned up (tire pressure, no extra weight, etc) and that you don't drive needlessly. Reduce grocery costs (virtually everyone can). That alone can probably get you a few hundred a month. DH should do whatever he can to pick up some extra income (that doesn't incur childcare costs). Then whatever shortfall you have left, you cut 401K contributions. It sucks and should be a last resort, but it is much better than defaulting or taking on credit card debt. [/quote]
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