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Money and Finances
Reply to "If your income is in the high $500,000 how my do you charge each month on your credit cards? "
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[quote=Anonymous]if you use a debit card instead of charge card: 1 no protection if it is stolen; $ immediately out of bank account 2. debit cards don't have 'guarantees' that make you non-liable for fraud like credit cards do 3. with credit cards you get almost a month of 'float,' funds you don't have to pay immediately. 4. for some things (like gas stations, hotels, or car rental), they may put a big hold on some portion of your bank account funds, meaning you can't access your own cash; So, to the debit card user, the real question is why do you take so many risks of using your debit card. use a credit card and just pay it off on time. you can get a free credit card/no fees. [/quote]
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