Reply to Tell me why you think 26 year olds should be covered under parents' insurance

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Because when you are a college student, it's a sort of prolonged period of dependence upon one's parents.  In some ways, yes you are an adult, in others, it's not like most college students are full time workers with a job that pays for insurance.  Heck, can most recent college graduates even find a job these days?

We have a sliding scale for many "adult" thresholds.... when you can drive, have sex (without it being statutory rape),when you can smoke, be drafted, vote, drink.... I don't see anything wrong with setting an age for dependence on parental insurance.  As long as the premium is paid, then what's the problem?

And I'm an HR person, I disagree that most or many employers pay for adult child coverage. My firm is extremely generous with health insurance and we don't do this for everyone - only certain executives as part of a negotiated compensation package.  The insurance is considered to be in lieu of salary.  [/quote]

[b]I agree that children should be covered through their college years - why up to age 26?  Why did this become the cut-off age? [/b] Was there some data that the administration used to determine this age?  Seems to me that most kids leave college at age 22 or 23 at the latest after 4 or 5 years of undergraduate work. I think 26 is a bit old to be considered a "dependent" that needs coverage from a parent's policy. [/quote]

I agree.

26 is too old.[/quote]

Too old why?  If you think that your kid needs to go out and buy insurance in order to own their independence, fine. But if you as a parent want to insure your child when they can't afford it, why not?

Honestly I don't get this. The same people arguing against a mandate are now complaining about having additional options. [/quote]

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