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Reply to "Tell me about your emergency fund"
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[quote=Anonymous]On having it in mutual funds: the problem is if the market tanks at the same time that you have an emergency and need to tap your money. During the recent shut-down and debt ceiling fiasco, I got pretty spooked about the fact that a good chunk of our "emergency" cash is in mutual funds, and the value would likely have plunged if we hit the debt ceiling. So I have been rethinking our strategy and am going to be more aggressive about building a larger cash reserve between now and Jan/Feb, when we may be going through this whole shut-down/debt ceiling scenario all over again. [/quote]
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