Reply to Am I crazy for thinking that we could afford this?

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[quote=Anonymous]That sounds like a doable plan. BUT, when kids (or just 1 kid) enter the picture, everything will change. You will find yourself paying for expenses you never had.

Free childcare? Don't assume, ask ahead of time. Even so,  personality and preferences of relatives will surface. You might end up not wanting any of the other family members to watch your precious kid. That's FIVE days a week. Most likely, 7am-6pm. That's a lot of time! Most is 3 days a week and it would be for the first year. After that, you will start to think, does my kid need to socialize with other kids...is my parent spoiling my baby...why is my MIL overfeeding my baby...is auntie not reading to my child...why is my child crying nonstop...oh, my mom suddenly looks too old to take care of my baby. All sorts of things come up. Daycare for infants are like $1500/month if you don't have relatives to watch.

Also, with a kid (I'm just talking about one), baby necessities come up. You find yourself buying so much diapers, wipes, formula...what if there are other health issues. The expenses for us with one child was about $250/month and I thought we were frugal. But, you find yourself, needing this/that to make it easier.

Also, look at where you are buying. What public schools will it feed into. Unless you have already decided on private schools. Might be a lot to think about but, with a child, time flies so fast, next thing you know, you have to think about kindergarten! Will you move again because you don't like the school district? Speaking of school, will you start to tune into helping them save for college....all sorts of things come up when you have kids.

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