Reply to SO: If you have a nanny do you save 6 months of her salary for her in case you are unemployed?

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Reply to "SO: If you have a nanny do you save 6 months of her salary for her in case you are unemployed?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I definitely would not plan for my emergency fund to cover 6 months of full time childcare.  Nannys are pretty easy to find and hire quickly.  I'd budget for some cheaper part-time care to use during the job search, and count on friends/relatives/spouse to cover some of that too.  Once I got a job 2 weeks would be long enough to find a nanny. [/quote]

Is stability for your child not a priority? How exactly do you explain to them losing their nanny, being passed around from daycare to and friends and family, not knowing what to expect from one day to the next, not to mention mommy isn't going to work and she's really stressed. Then you're going to give yourself 2 weeks to find someone you trust with your kid, and expect the child to just form a brand new attachment? Solid plan  :roll: [/quote]

You're a freakin idiot.  Stability is important, but my child is not a Waterford crystal vase.  Although we would all like to wrap our kids up in bubblewrap and protect them from change, the fact is, financial stability is also important.  It would be completely irresponsible (and bad parenting) to sacrifice financial stability to keep full time, premium childcare when I didn't actually need it.  Obviously if I knew for sure that when I lost my job I would find a new one within a short, defined period of time, I would budget to keep our nanny.  But life just isn't so neat. And anyway, I actually think it's good for kids to have multiple caregivers, as long as they are all good caregivers.  And furthermore, two weeks is plenty of time to find and vet a good nanny.  [/quote]

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