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[quote=Anonymous]Married with baby on the way. 
I'll say this...I think it's easiest to be all or nothing. My husband and I have a shared money market account - we dump a lot of money in there and then pull from it as needed - we always say, "hey, I'm taking $1000 from there to pay for _____".

Everything else we split rather equally, considering I currently make more than him.  I pay our mortgages (we have an investment property and our home) and fees associated with them...electricity and cable.  He pays for basically everything else - the car, the groceries, odds and ends when we're out.  Before we had to buy tons of stuff to prepare for the baby, every month or so, he'd see he had too much in checking and then move the extra to savings.

I bought our first property with no help from him (we were dating) which we kept as a rental and our current home was paid for largely by him as he deployed twice and had some savings bonds we cashed out.

I can see it getting more difficult to split everything once childcare is in the picture, but it's actually worked well for us.  I don't feel cheated, I don't feel like I'm lending him money, etc.

If we combine accounts, we'll still keep our own money - each saving a few hundred a month for ourselves or something.

there's no cut and dry easy way to do it that, to me, feels fair.  But that's because we both work and both came to the marriage with our own savings.  good luck.[/quote]

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