Reply to Newly Married, Separate Finances?

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[quote=Anonymous][quote=Anonymous]I think it's ok to have joint household accounts and some separate checking accounts, just because it can be tough for people to get used to coordinating everyday spending.  And I wouldn't necessarily want to clear every small purchase with my spouse, or have them know what I spent on his birthday present.  But I would probably figure out who got to keep what $ in their separate and then put everything else in the joint, that way you're not fighting over who has to buy the groceries, stuff like that.

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The majority of our expenses will be joint so there's no fighting over who pays for groceries since that money comes out of the joint checking account that we each contribute to.  And yes, if there's a shortfall then we talk about it and one of us will cover it because we're a team.  To the extent the shortfall is ongoing then it means we either need to re-examine spending habits (both joint and separate) or one of us needs to contribute more to the joint funds.[/quote]

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