Reply to if you SAH, how do you plan for DH leaving, dying, etc.?

Forum Index » Money and Finances

Reply to "if you SAH, how do you plan for DH leaving, dying, etc.?"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous]It must be horrible to live your life with the uncertainty of "what if" over your head.

I totally get the OP. 
My MIL was married for my FIL for like 33 years.  They ended up getting a divorce.  She has nothing.  She had a small savings and a small inheritance.  None of her own retirement savings, no real social security because she didn't work much / contribute much.  So at age 62 she had to start over.  my FIL has to pay alimony and all that, but I'd imagine the whole painful process would have been a lot easier on her if she had her own money somewhere.

I'm sure she assumed everything would be fine, I mean 33 years?

Life insurance is a different story - it's helpful.  But relying on your spouse to provide for you for the rest of your life isn't a sure thing.  It's best to be realistic, it's not "worst case".  It's protection.  [/quote]
I beg to differ, it's not relying on your spouse to provide for you.
It is looking at your resources (regardless of who brings them in) and deciding how to allocate them.
I really hate when people say that SAHM are just relying on the other person.
Is the husband "relying" on the wife for childcare?
Figure out all of the needs(each person's retirement, savings, etc.) 
It is not who brings home the check is in charge.
Geez people -- 2013 situations, with 1952 ideas[/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics