Reply to Developing the discipline to stop spending -- I need tips

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[quote=Anonymous]You say you are overspending on food but eating it so it's not wasted food but not within your budget. That's our family, too.  I switched to using cash at the grocery store and it made a huge difference.  I actually thought about what I put in the cart rather than tossing extras in.  With cash, I don't go over budget but with my debit card, it's easy to not worry that my budget was $125 and the bill was $150.  Just the thought of not having the cash to spend, holding up the line and putting things back makes me think twice about what I buy- and I buy very healthy food.

I also found that since we are on a tight budget, sometimes I will 'treat' us to something out of the ordinary since it's so much cheaper than eating out. Well, if it's not in the budget, regardless if we are making it our not, we aren't buying it. You can still buy healthy food that is cheaper, you just have to shop smarter.  Stocking up when things are on sale for things you NEED and eat is a great way to cut down on your food budget.

Good luck.[/quote]

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