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Money and Finances
Reply to "Developing the discipline to stop spending -- I need tips"
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[quote=Anonymous]Try to cut out expensive lessons and do some through the county or do group lessons rather than private. I balked at the $35 per 30-minute piano lesson that most people were charging. Instead, I got my daughter into a community center group piano class for about $100 for 10 group lessons that last one hour. The classes have at most 6 children, but usually there are just 3 or 4 there, so she gets about 15 minutes per lesson of one-on-one time. She has made wonderful progress. We do other low-cost activities like scouts. Through scouts, she does a lot of fun activities for low cost. Another tip for cutting down on spending is to ask yourself before every purchase, "Do I really need this?" Is there something else I can use that I have on hand as a substitute?" or "Can I get by without this?" I'd bet at least half the time, you will find the purchase is a "want" and not a "need." Good luck![/quote]
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