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Money and Finances
Reply to "Saving money for no reason"
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[quote=Anonymous][quote=Anonymous] Really? Don't you find that,as an adult, there are so many bills to pay? Do ou have children? That's good though, do you have an amount that you won't go over (spending) each month? How do you budget for the large bills such as car insurance for example?[/quote] I'm not PP, but I have a monthly budget that is based on what I historically spent every month. That budget includes automatic savings of about 20% of my take-home pay, and also leaves enough room (about $900 every month) so that I don't have to worry about minor deviations in my expenditures and can cover miscellaneous expenses, such as car insurance, dental work, or tennis classes for my son, without dipping into savings. Larger expenses, such as kitchen remodel or new car purchase would come out of the savings. [/quote]
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