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[quote=Anonymous]There is really no difference between keeping the Volvo and turning it into cash and buying another car. Right now you have an old car with many miles on it that will need expensive repairs and is declining rapidly in value. It also does not fit your needs because you like to take long trips and it is a gas guzzler. In 2-3 years, after a few thousand $ in repairs it will be worth about 4K and probably need to be replaced. There is nothing more expensive than a foreign lux car repair. Or you could sell it and use the cash for a down payment on another car that suits your needs better. So instead of a random expensive repair, you have a car payment and a far more valuable car that suits your needs. With interest rates so low, it is a good time to buy. How will you feel in 3 years when that car has 140,000 miles on it and needs to be replaced? Yes, a new car also declines in value, but if you need to you can always sell it. Likely you won't need to. GL.[/quote]
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