Reply to Ladies, do you have your own 'emergency' account?

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[quote=Anonymous][quote=Anonymous]My husband and I each have our own accounts - nothing joint.  We each are responsible for certain bills based on our respective salaries.  We also each contribute certain amount to college savings and our joint retirement account.    I canNOT imagine having him see what I spend on certain things, nor can he (we've discussed).  We've managed this way for 12 years, 3 kids, years of tuition - have NEVER fought about money - ever.  [/quote]

We do this too.  9+ years.  We have joint savings (which we pull things like home improvements and vacations from) and we each have our own savings and checking.  We review our budget/finances every year and reallocate how much each of us put into the joint accounts.  We never argue about money (even when it was tight due to a lay-off).  Luckily, we both have a similar mindset and don't accrue debt.  I probably spend at a bit of a higher level than he does- but that doesn't bother him....as long as we are not accruing credit card debt (we both pay our cards in full each month).  Its what works for us (my sister does the same thing- I actually got the idea from her and she has been with her husband for 25+ years).

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